Frequently Asked Questions

• What is a J-1 Visa?

  A J-1 visa, also known as an exchange visitor visa, is for anyone visiting the United States as part of an exchange program. J-1 visa holders can be international exchange students, visiting scholars, researchers, professors, and other cultural exchange participants. J-2 visa holders are the accompanying dependents of J-1 visa holders.

• What are insurance options for J-1 and J-2 visa holders?

  All J-1 and J-2 visa holders are required to have insurance coverage that meets the minimum standards set by the US Department of State. The J1 insurance plans we offer meet all State Department requirements such as:

  • Emergency medical coverage – Compliant insurance must provide a medical maximum of at least $100,000 per incident.
  • Emergency medical evacuation – The State Department requires J-1 visa insurance to provide at least $50,000 in coverage for emergency medical evacuation.
  • Return of mortal remains – All J-1 insurance plans are required to provide at least $25,000 in coverage for return of mortal remains.

• Is health insurance required for a J-1 visa?

  Yes, health insurance is required for a J-1 visa per the US Department of State. Depending on your sponsoring organization, you may either be provided J1 visa medical insurance through the organization or be required to purchase insurance independently. We can provide several option for J1 visa insurance that meet all requirements.

• What are important considerations when looking to buy J1 visa insurance?

  When purchasing J1 visa health insurance, be sure that it meets all State Department standards at minimum. However, we also recommend some of the below coverages to stay protected and save money during your time in the USA.

  • Meets all standards – Make sure that any insurance plan you buy meets all US State Department minimum standards for J1 visa insurance. All plans we have available on this page meet those standards.
  • PPO network coverage – It’s a good idea to purchase J1 visa insurance that participates in a PPO network. PPO network participation means that you can save money on in-network treatment, and the provider can often bill the insurance company directly.
  • Prescription drug coverage – All J1 visa insurance plans we have available offer prescription drug coverage. This is important, as it can save you a significant amount of money on prescription costs for any new medical conditions.