If you are a nature lover, you will experience love at first sight when you visit Maine. You will enjoy hiking through lush green forests or skiing on snow-covered mountains. Read this guide to learn all about popular travel destinations, fun activities, travel tips, and information about travel insurance plans for your trip to Maine. Travel smart, and purchase visitors medical insurance or travel insurance before you visit Maine as a safeguard against any unexpected accidents, injuries, illnesses, or travel mishaps.
Visitors Medical Insurance for Travelers in Maine - FAQs
Healthcare is expensive in the United States, and Maine is no exception. Treatment costs for even a small injury or illness can add up startlingly quickly. To avoid such huge expenses on medical emergencies, invest in a visitors medical insurance plan.
Why buy visitors medical insurance before traveling to Maine?
Maine is beautiful in winter. However, the weather is often freezing and can produce heavy snowfall. If you are not used to such cold weather, you might develop a slight fever or illness, or possibly even pneumonia. Even a relatively straightforward, minor illness can take a toll on your budget if you seek treatment at a hospital in the U.S. There’s no way to predict when accidents or injuries could occur. So, to avoid paying a small fortune, be sure to get visitors medical insurance.
What should I look for in my Maine visitors medical insurance?
There are a few things to check to be sure you’re getting the most out of your visitors insurance plan.
First, be sure to pick a comprehensive coverage plan over a fixed coverage plan. Comprehensive coverage plans are a little more expensive, but this is because they offer a level of coverage adequate for the high medical treatment costs in the U.S. Fixed coverage plans set a maximum amount of what they’re willing to pay. You don’t want to get a $60,000 emergency room bill and discover that your fixed coverage plan will cover less than half.
Second, look for coverage for acute onset of pre-existing conditions. This can help cover the treatment costs if an old, previously resolved pre-existing condition flares up out of nowhere while you’re in Maine.
Finally, check to see if your plan is cancellable or, more importantly, extendable. If you have to prolong your stay in Maine, it would be better to be able to extend your existing plan than to purchase a new one. Any claims or incidents that occur under your first plan would be considered pre-existing conditions (and, thus, not covered) under your new plan.
Trip Cancellation Insurance for Travelers in Maine - FAQs
Transportation and lodging costs account for the majority of your travel budget, and these are usually arranged in advance. If you have to cancel your trip to Maine on short notice, you risk losing a lot of money. It is smart to invest in a trip cancellation insurance plan so that you don’t have to face such a huge loss.
Why should I get trip cancellation insurance for my Maine travel?
Trip cancellation insurance can reimburse you the full cost of your prepaid, non-refundable expenses if you have to cancel for a reason explicitly mentioned in your policy’s certificate wording. You should review your plan’s fine print before purchase for a thorough understanding of what situations would (or wouldn’t) be covered. Most standard trip cancellation insurance plans cover the most common or likely reasons for cancellation, including weather-related cancellations or delays, flight cancellations or delays, getting sick before the trip, or work-related emergencies.
What should I look for in my Maine trip cancellation insurance?
Check for benefits like trip cancellation for a covered reason, trip interruption for a covered reason, trip delay coverage, missed connection coverage, and coverage for loss and theft of baggage.
You can worry much less about emergency expenses after you buy travel insurance. Again, check your plan's certificate wording before you buy to confirm what it does and doesn’t cover.
Maine’s Most Popular Cities for Travel
- Portland: Portland is full of diverse attractions that you are bound to enjoy. Take a ferry to the Casco Bay Islands, marvel at the historical architecture at Old Port, or take a tour at any of the local breweries. If good food ranks high on your priority list, rejoice as Maine is filled with eateries that serve a variety of cuisines and fresh, delicious seafood. Be sure to try the lobster!
- Bar Harbor: Bar Harbor is a picturesque small town that showcases everything Maine is famous for. Halt at Bar Harbor for a couple of days. From here, you can easily visit Acadia National Park. Take a boat and explore the crystal blue waters. The local cuisine, with its delicious lobsters and fresh blueberries, is absolutely delicious.
- Acadia National Park: Acadia National Park is a dream come true if you love nature and enjoy outdoor activities. You can spot harbor seals and peregrine falcons all year round. You can engage in several fun outdoor activities like hiking, biking, horseback riding, and rock climbing.
- Camden: Walking through Camden is a surreal experience because this little town feels like an illustration out of a fairytale book. Take boat tours, shop at downtown Camden's antique shops, and visit the Camden Hills State Park for an adventurous experience. There are also small islands with charming lighthouses which you must visit.
- York, Maine: York is a charming little city by the beach. Enjoy a quiet weekend with your family in this historic town. Popular attractions include Cape Neddick Nubble Lighthouse, Mount Agamenticus, Wild Kingdom Zoo, and the George Marshall Store Gallery.
Key Guidelines for Travelers in Maine
- When to Visit: You can visit Maine all year round. If you plan to visit the coastal areas, summer is perfect. For visiting inland Maine, travel during fall. If you are interested in skiing, visit during winter.
- Carry a Map: Do not rely on online maps when you go hiking. Network coverage is quite spotty when you are in the mountains. Buy a map from a local store, because these maps are much more detailed and reliable.
- Adjusting to the Accent: Locals in Maine speak in heavily accented English, which might be a bit difficult to grasp. There are many residents of Maine whose first language is French. If you are a foreigner, you will need some time to get used to the accents.
- Transportation: Most places in Maine are quite far apart from each other. It is best to have your own car. You rent a car from a local car rental service for ease of transportation and to save money on accumulated cab fares.
Before You Travel to Maine - Do This
You are almost ready to travel to Maine. Before you go, consider these suggestions.
- While hiking, visit trails that are less hyped. Popular trails attract a huge flow of tourists during winter. Lesser-known trails are quieter and more enjoyable. Also, be sure that your visitors medical insurance plan covers adventure sports activities. If you don’t, you can purchase an add-on plan designed for such riskier-than-average pastimes.
- The locals are very friendly and nice. Feel free to approach them if you need help or guidance.
- Make sure that you buy adequate travel insurance coverage so that you and your group can enjoy a quiet, carefree vacation. Enter some basic trip information, review your options, and select the plan that best meets the needs of your destination, your itinerary, and your travel budget.